General Purpose Reloadable Cards

The all-purpose Visa Prepaid card is a reloadable card you can use in-person and online for everyday transactions. These cards offer flexibility and control over your spending without the need for a traditional bank account.

What You Can Do With Reloadable Prepaid Cards

  • Pay bills online or over the phone
  • Add funds whenever you need through multiple reload options
  • Make purchases anywhere Visa Debit cards are accepted
  • Withdraw cash from ATMs worldwide
  • Shop online securely with Visa protection

Plus, you don't have to worry about overdraft fees, since your spending cannot exceed the available balance on your card. It's easy to get a Visa Prepaid card and there's no credit check required.

Benefits of General Purpose Prepaid Cards

Pay quickly and conveniently online and in stores — plus get your payday funds faster with direct deposit. These cards are perfect for budget management, as you can only spend what you load onto the card. Many cardholders find it helpful to regularly check their balance through the card issuer's website or by using the Visa gift card balance tool to track their spending habits and remaining funds.

Visa Gift Cards

Give the Smart Gift Anyone Can Appreciate

Simple. Convenient. Perfect for everyone on your list. Visa Gift Cards offer the flexibility of cash with the security and convenience of a card.

Physical Gift Cards

Traditional plastic cards available at thousands of retail locations. Perfect for last-minute gifts and special occasions. Available in amounts from $25 to $500.

Digital Gift Cards

Electronic cards delivered instantly via email. Ideal for online shopping and immediate gifting needs. Can be printed or used digitally.

Gift cards are typically non-reloadable and come pre-loaded with a fixed amount. They work anywhere Visa is accepted until the balance is depleted. Recipients can easily monitor their remaining balance after each purchase to plan their spending accordingly.

Visa Payroll and Healthcare Cards

Your employer may offer you a payroll or healthcare prepaid card so you can manage your payday funds more easily — and enjoy many of the advantages of Visa.

Visa Payroll Card

Get your paycheck instantly loaded to a payroll card and enjoy a fast, convenient way to make purchases, pay bills and manage your money. Payroll cards eliminate the need for paper checks and provide immediate access to your wages.

  • Instant access to wages on payday
  • No bank account required
  • Free direct deposit of paychecks
  • ATM access for cash withdrawals
  • Online bill payment capabilities

With payroll cards, your balance information is typically updated in real-time after each transaction, making it easy to track your spending throughout the pay period. Your employer may provide a designated portal for balance checking, or you can use the standard balance checking methods available for all Visa cards.

Visa Healthcare Card

Use your HSA, FSA or HRA prepaid cards to quickly and conveniently pay for your qualified medical expenses. These specialized cards help you manage healthcare spending while taking advantage of tax benefits.

HSA Cards (Health Savings Account)

Access your pre-tax health savings for qualified medical expenses. Funds roll over year to year and can earn interest.

FSA Cards (Flexible Spending Account)

Use pre-tax dollars for eligible healthcare costs. Funds must typically be used within the plan year or grace period.

Healthcare cards automatically verify eligible expenses at many medical providers and pharmacies, making it easier to use your benefits without submitting receipts.

Managing Your Card Balance

Regardless of which type of Visa prepaid card you have, staying informed about your balance is essential for effective money management. Most cardholders check their balance before making purchases to avoid declined transactions. You can check your balance at any time to view your current balance and recent transactions, helping you make informed spending decisions and avoid any surprises at checkout. This simple habit ensures you always know exactly how much you have available to spend.